Banco Santander Central Hispano

Plaza de Canalejas 1
E-28014 Madrid


Spain
Europe
Tel: +34 1 558 10 31
Fax: +34 1 522 66 70
investor@gruposantander.com
www.gruposantander.com

Fortune Global 500 Ranking:		155
Date of Establishment:		1857
Employees:		126,488
Ticker:		New York: STD
SIC Codes:		6021 6029
Sector:		Banking and Finance

ACTIVITIES OVERVIEW

Banco Santander Central Hispano provides banking and financial services. In 2003, the Bank was the world's 11th largest bank in terms of market capitalization.

The Company operates in the following business areas:-

• European Retail Banking: includes the banking activities of the different networks and specialized units in Europe, mainly with individual clients and SMEs, as well as private and public institutions. Net attributable income generated in 2003 was €1,761 mn. The European Retail Banking area is split into five units:- Santander Central Hispano, Banesto, Totta (Portugal), Santander Consumer Finance, On-line banking. Patagon.
• Retail Banking Latin America: universal banking activities in Latin America through its subsidiary banks and finance companies. Net attributable income generated in 2003 was €1,064 mn. Main units are Santander Banespa (Brazil), Santander Serfin (Mexico), Santander Chile (Chile),
Bancos Santander (Puerto Rico), Bank of Venezuela (Venezuela).
• Asset Management and Private Banking: Net attributable income generated in 2003 was €320 mn. Activities include Mutual and pension funds and bancassurance in Spain and abroad through Santander Central Hispano Asset Management, Private Banking in Spain - Banif - and abroad - International Private Banking.
• Global Wholesale Banking: corporate banking in Spain and Europe, the Madrid and New York treasuries and the investment banking business worldwide. Net attributable income generated in 2003 was €225.6 mn.

In 2004, the Group acquired UK Bank, Abbey making the Group the 10th largest bank globally by market capitalisation.

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